MyChoice Checking allows you to select a bonus feature that fits your lifestyle, because it's user designed for the individual way you live, work, shop and play. Whether you want to save money, grow your balances or simply have the freedom to take advantage of the many benefits available, MyChoice Checking from First American Bank puts you in charge of your account. Pick any one of the following options to enhance your account.

Bonus Options

• $75 initial cash bonus, $25 annual bonus thereafter
• Cash Back Rewards - we pay you for your purchases (no limit on amount earned)
• Free checks
• Earn interest

MyChoice lets you select the features that fit your personal banking requirements. Check out the free features that automatically come with the account:

• No minimum balance to open ($500 balance to avoid monthly fee)
• No direct deposit requirement
• Unlimited check writing
• Free online banking
• Two free online bill payments
• Free check images online
• Free e-Statements
• Free Bank-by-Phone
• One overdraft fee reversal per year
• Free First American Bank MasterCard® debit card
• No surcharge for cash back with your debit card
• 2 Free non-First American Bank ATM withdrawals with direct deposit
• Overdraft protection options available 

MasterCard® Savings™

Enjoy discounts at thousands of stores just by using your MasterCard® debit card.  Register online to receive discounts when you shop online or print out coupons for use in retail stores.  Click here for more information.

$500 minimum daily balance or $2,500 average monthly balance to avoid $6 monthly fee. Initial bonus of $75 paid the first statement cycle after 90 days if the account had 4 ACH credits of at least $250 each or 20 Point-of-sale (POS) transactions. Annual bonus of $25 paid on statement cycle that contains the anniversary of account opening if the account had an average of 2 ACH credits of at least $250 each or an average of 10 POS transactions in the previous 6 months. Customers with an existing checking account, or have had an account in the previous 12 months, are not eligible to receive the initial bonus with MyChoice. Cash back on non-pin debit transactions 1% for the first 3 months, 0.50% thereafter - paid annually on first of the month following the Anniversary Date provided the account is in good standing. Checks - one box per order, customer pays tax and delivery. $0.50 fee per bill payment after 2 per month. Customer must notify the bank within 30 days of overdraft. No guarantee that overdraft item will be honored or paid. $3 fee per ATM withdrawal at non-First American ATMs without direct deposit. You may be charged a terminal fee by another bank.