Business Debit & Credit Cards

Debit Cards with Chip Technology

We’re pleased to introduce the added security of chip technology to your First American Bank Business Debit MasterCard®. Chip cards have a microchip embedded in the card that provides increased protection against fraud.

Your First American Bank Business Debit MasterCard has chip and magnetic stripe technology. That means, regardless of what type of terminal a merchant has, you’ll be able to use your card anywhere MasterCard is accepted. And, your purchases are automatically deducted from your business checking account.

  • At retailers with chip-enabled terminals.
    Insert your card and follow the prompts on the terminal.
  • At retailers without chip terminals.
    Swipe your card and proceed as you normally would.
  • Over the phone or online.
    Provide your card information the way you always have when you’re ready to make a purchase.

How your company benefits:

  • More convenient than petty cash
    Save time when reconciling your company's account.
  • Purchase protection
    Purchases made with your card are automatically covered by theft and damage protection, plus most manufacturers' warranties are extended.
  • Instant order approval 
    Save time when shopping online or by phone.
  • Emergency travel and roadside assistance 
    More security for business travelers.
  • Favorable exchange rates on cash access at International ATMs.
  • Simplified record keeping 
    All transactions are itemized on your monthly account statement.
  • Employee cards
    Request extra cards with preset limits.
        

Credit Cards

Our Visa Business credit cards come with a variety of important business features including award-winning expense management tools, free employee cards, and added security benefits.

Visa® Business Bonus Rewards

  • Earn 1 point for every net $1 you spend, plus get a 25% BONUS (that's equivalent to 1.25 points) on all points earned every month, automatically 1
  • $25 cash back with your first purchase

Visa® Business Bonus Rewards PLUS

  • Earn 1 point for every net $1 you spend, plus get a 50% BONUS (that's equivalent to 1.5 points) on all points earned every month, automatically 2
  • $50 cash back after your first purchase
  • Low annual fee

Visa® Business Platinum

  • Our BEST introductory offer
  • Save on interest and pay down your other credit card balances faster

 


1 The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points). 

2 The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points). 

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.

 

 

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