At First American Bank we take your business – and your entrepreneurial spirit – personally. We understand that every business has unique banking needs. That's why we've created the eSpirit Checking Account, which has the flexibility to meet your individual situation.
It's hassle-free, so you don't have to think about complicated fee structures. And it's easy to manage because it's based on the number of monthly transactions you make – not the size of your business or your balance.
When you open an eSpirit checking account at First American, you'll receive the following benefits:
- FREE Mastercard® BusinessCard
- FREE proposal for Credit Card Processing
- VISA Business Bonus Rewards Credit Card* - No annual fee with special introductory offers
- $50 discount on the first order of business style checks
- $10 discount on the first order of business style deposit tickets
We’ve designed eSpirit Checking with busy entrepreneurs in mind. Which means it’s simple, straightforward, and hassle-free.
Here’s how it works:
- You can make up to 250 free transactions per month with no minimum balance or maintenance fee.
- If you exceed 250 transactions in any month, you can make up to 400** free transactions as long as you maintain a minimum balance of $10,000.
Transactions include the following:
You decide. At First American, your way is the best way. It's as simple as that.
*Subject to approval. **If the number of transactions exceed 400 in any given month, an excess transaction fee of $0.50 will be applied to each transaction over 400, regardless of balance level. In addition, the $22.50 maintenance fee will apply. See Business Account Fee Schedule for other fees which may apply.