Ca$hTrac for commercial online banking customers makes business banking faster and easier by directly linking your organization with a complete range of First American Bank Treasury Management services. With Ca$hTrac, you have control over all your banking activities.
User-friendly, secure access to your banking information is at your fingertips 24 hours a day - through your Internet connection and browser. Security is provided through the use of SSL (Secured Socket Layer) technology and 128-bit encryption, as well as multiple layers of user authentication.
Ca$hTrac Features and Services Available:
- Dashboard - Welcome page for quick reference and links to information and activities important to each user.
- Alerts - Delivered via e-Mail or Text Message, including:
- Balance notification to alert when balances reach a threshold (i.e. OD, less than $500, etc.)
- Account Activity (i.e. deposit made, ACH received, etc.)
- Approvals needed for electronic payments (for both ACH and Wires)
- ACH or Wire Transfer notifications
- Electronic Report delivery (for e-Statements, EDI reports, and NOC reports)
- Reporting - Display all account information for checking, savings, and loan accounts with options to access real-time, same day or previous day balances and transactions.
- Images - All paper account activity, including checks deposited and paid.
- Book Transfers - Save time and money by transferring funds between accounts.
- ACH Transactions - Initiate debits or credits up to 30 days in advance, including payroll direct deposit, vendor payments or tax payments.
- Wire Transfers - Initiate wire transfers to any bank in the world in most currencies via our secure site.
- Stop Payments - Issue stop payment instructions online and verify the outstanding or paid status of checks.
- Positive Pay - View images of Positive Pay exception checks so it is easier to identify and return checks that are not authorized.
- Online eStatements - Conveniently retrieve statements for reconcilement well before they would arrive by mail.
- Custom Views - Select and sort custom displays of your account history.
How your company benefits:
- Manage all of your First American Bank accounts from the convenience of your office or home.
- View daily reports providing up-to-date, direct access to your account information.
- Create custom reports to aid in your reconcilement activities.
- Export account information for easy use in accounting and reporting functions.
- Maintain peace of mind with secure technology and dedicated technical support.
Consider this service if your company:
- Wants banking activities to be more efficient and available 24 hours a day.
- Requires the flexibility to maintain unique user rights and limits.
- Needs custom reporting and data exporting capabilities.
- Wants to process payroll in-house.
- Wants the ability to send payments electronically.