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Checking Accounts

When it comes to checking, we realize everyone's needs are different. You may routinely carry a high balance, so earning interest is important. Then again, you could write a large number of checks each month. Whatever your preference is, First American offers a variety of options to meet your needs.

First American Bank Checking Account Options

 
Minimum to Open
Minimum Balance
Earns Interest
Why Choose This Option?
Everyday Rewards Checking

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$100

$0

Yes
(tiered with Rewards)

Earn rewards for regular account activity

Optimal Checking

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$100

 

$2,500

Yes

Earn a tiered rate of interest and receive free checks

Free Checking 

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$100

None

No

No monthly service fee and no minimum balance

Fresh Start Checking
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$50

None

No

Need a fresh start with a checking account

Student Checking
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$50

None

No

High School or College Students learn how to manage an account

  • Each of our checking accounts are flexible enough to meet a wide range of needs, while providing the personalized services and conveniences that are so important.
  • Our Terms and Conditions show you details about each checking account.
  • With so many features and options to choose from, you may find it helpful to talk to one of our personal bankers. Find a branch near you by visiting our locator. They'll be happy to help you decide which checking account might best suit your needs. 

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