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Account Options

When it comes to checking, savings and money market accounts, we realize everyone's needs are different. You may routinely carry a high balance, so earning interest is important. Then again, you could write a large number of checks each month. Whatever your preference is, First American offers a variety of options to meet your needs.

First American Bank Account Options

 
Minimum to Open
 
Free Checking 

$100

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Everyday Rewards Checking 

$100

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Optimal Checking 

$100

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Student Checking

$50

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Fresh Start Checking

$50

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Easy Savings 

$100

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Optimal Money Market 

$1,000

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Health Savings Account 

$0.01

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Health SavingsPLUS Account 

$0.01

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  • Each of our accounts is flexible enough to meet a wide range of needs, while providing the personalized services and conveniences that are so important.
  • Our Terms and Conditions show you details about each account we offer.
  • With so many features and options to choose from, you may find it helpful to talk to one of our personal bankers. Click here to find a branch near you. They'll be happy to help you decide which checking account might best suit your needs. 
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