Optimal Money Market
Open an Optimal Money Market account with funds currently not on deposit at First American Bank and you'll earn 2.30% APY* until December 31, 2019.
Our Optimal Money Market account from First American Bank is a premier, liquid, interest bearing account with lots of extras. Whether you're ready to begin that addition to your home, take a special trip, or are just looking for the smartest return on your money, you'll pump up your earning power with our Optimal Money Market account.
- $15,000 minimum opening deposit ($5,000 minimum balance to avoid monthly fee)
- Tiered premium interest rate account, compounded daily and credited monthly
- Make up to 6 transfers or withdrawals per statement cycle; unlimited in person withdrawals
- Free mobile and online banking
- Free eStatements
- Free Bank-by-Phone
- Access to 55,000 surcharge-free Allpoint and Presto! ATMs1