Skip to Content

Optimal Money Market

Open an Optimal Money Market account and earn 1.20% APY on balances of $15,000 or greater until November 24, 2018*!

Our Optimal Money Market Special from First American Bank is a premier, liquid, interest bearing account with lots of extras. Whether you're ready to begin that addition to your home, take a special trip, or are just looking for the smartest return on your money, you'll pump up your earning power with our Optimal Money Market Special.

Account Features

  • $15,000 minimum opening deposit ($5,000 average daily balance to avoid monthly fee)
  • Tiered premium interest rate account, compounded daily and credited monthly
  • Make up to 6 transfers or withdrawals per statement cycle; unlimited in person withdrawals
  • Free mobile and online banking
  • Free eStatements
  • Free Bank-by-Phone
  • Access to 55,000 surcharge-free Allpoint and Presto! ATMs1

 Hurry, offer ends November 24, 2017Speak with a banker and start earning today!


*Limited to new Optimal Money Market accounts opened in-branch at any First American Bank location between 9/11/17-11/24/17 with a minimum $15,000 deposit. Opening deposit restricted to funds not currently on deposit at First American Bank. Limited to individual, joint, and living trust accounts only. Trusts, corporations, partnerships, and public funds are not eligible. $5,000 average daily balance to avoid monthly fee of $14.95. If account is closed prior to 6 months, an Account Closing Fee will apply. See Schedule of Fees. In order to receive the promotional Annual Percentage Yield (APY) of 1.20%, the account must maintain a balance of $15,000 or greater. 0.11% APY for balances $1,000-$14,999.99. The promotional APY is guaranteed through 11/24/18 and may be reduced by fees incurred, if any. After the promotional period, the account will earn the standard rates for an Optimal Money Market account. Standard rates may change at any time.

1Available to all Mastercard® debit card users with the exception of Health Savings Account customers. Look for the Allpoint and Presto! logos to ensure your transaction will be surcharge-free. 

Optimal Money Market

Email This Page