Optimal Return Money Market

Our Optimal Return Money Market Account from First American Bank is a premier, liquid, interest bearing account with lots of extras. Whether you're ready to begin that addition to your home, take a special trip, or are just looking for the smartest return on your money, you'll pump up your earning power with our Optimal Return Money Market Account.

Account Features

  • $1,000 minimum opening deposit ($5,000 minimum balance to avoid monthly fee)
  • Tiered premium interest rate account, compounded daily and credited monthly
  • Make up to 6 transfers or withdrawals per statement cycle; unlimited in person withdrawals
  • Free mobile and online banking
  • Free eStatements
  • Free Bank-by-Phone
  • Access to over 55,000 surcharge-free Allpoint and Presto! ATMs worldwide1

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 Florida Residents

To open an account, visit our Coral Gables branch or call (305) 500-9501.

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1Available to all MasterCard® debit card users with the exception of Fresh Start customers, Health Savings Account customers, and ATM-only card customers. Look for the Allpoint and Presto! logos to ensure your transaction will be surcharge-free. The Allpoint ATM may display a surcharge-fee screen. Accept the surcharge and proceed with your withdrawal. You will not be charged the surcharge-fee.

Optimal Money Market

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