IRA's

Life expectancy in the United States has been steadily increasing and we all want to be as financially comfortable and stable as possible. But  longer lives mean we'll all need larger investment pools to keep ourselves comfortable. Since personal investments should make up part of a sound financial plan, an Individual Retirement Account (IRA) can help you plan for your future. Regardless of what type of IRA you choose, as long as the money stays in the IRA, earnings and capital gains grow tax-deferred.

Traditional IRA

Retirement is something that we should all look forward to, but saving enough in anticipation of this event takes real commitment. Take advantage of tax deferred investment growth with this account.

Contributions to a Traditional IRA may be tax deductible and withdrawals are taxed as ordinary income.

 

Roth IRA

If you meet the income guidelines, you may want to establish a Roth IRA. The tax-free distributions in retirement are very attractive, particularly if you have already maxed out tax-deferred savings vehicles. 

Contributions are not tax deductible however distributions are tax free if you are at least 59 1/2 years of age and have held the account for 5 years. 

 

 

 

Disclosures
Securities and insurance products are offered by LPL Financial Services and its affiliates, member
FINRA/SIPC .  LPL Financial and First American Investment Services are independent entities.

Not FDIC Insured Not Bank Guaranteed May Lose Value
Not Guaranteed by any Government Agency Not a Bank Deposit


This site is designed for U.S. residents only. The services offered within this site are availalbe exclusively through our U.S. registerd representatives. LPL Financial Services' U.S. registered representatives may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investment and services mentioned are available in every state.

 

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