Commercial Analyst Training Program

Course work and hands-on rotations focus on credit analysis and collaboration

The Commercial Analyst Training Program at First American Bank is a dynamic, six-month entry-level program designed to launch careers in commercial banking. This immersive program provides a comprehensive introduction to the bank’s commercial operations, with a strong emphasis on credit underwriting and interdepartmental collaboration. Trainees gain valuable exposure to the inner workings of the Commercial Department while developing key professional skills through structured coursework, hands-on experience, and cross-functional team rotations.

Upon successful completion of the program, trainees are placed within a Commercial team, ready to contribute meaningfully to client relationships and financial analysis.

Course Work

Trainees participate in a series of structured training sessions that lay the foundation for a successful career in commercial banking. These sessions include:

• In-depth instruction on credit underwriting principles and practices.
• Training on First American Bank’s internal systems, including core databases, loan operating systems, and document storage platforms.
• Presentations from various departments to understand how each supports the Commercial team.
• Assignments and projects designed to assess communication, analytical thinking, and professionalism.

Hands-On Experiences

The program emphasizes experiential learning through:

• Rotations across different teams within the Commercial Department.
• Shadowing experienced professionals to observe daily operations and customer interactions.
• Supporting commercial customers with basic tasks under supervision.
• Completing real-world projects that simulate the responsibilities of a full-time Commercial Analyst.

Financial Analysis

A core component of the program is developing financial acumen through:

• Spreading and analyzing financial statements, including balance sheets and profit & loss statements.
• Gaining hands-on experience with financial modeling and risk assessment.
• Learning to interpret financial data to support credit decisions and client recommendations.

Corporate Culture

Trainees are immersed in First American Bank’s collaborative and professional culture, where:

• Integrity, accountability, and customer focus are core values.
• Open communication and teamwork are encouraged across departments.
• Trainees are mentored and evaluated on their drive for results, adaptability, and professionalism.
• Successful graduates of the program are welcomed into a supportive environment with clear paths for growth and advancement.

This position will be listed on our Employment Opportunities page when we are currently accepting applications.