Debit Card Fraud Monitoring
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A combination of extreme versatility and exceptional security

It's common knowledge that debit cards help you shop conveniently at stores worldwide and access cash from thousands of ATMs. But there are other advantages. You can also use your card to buy online, to make person-to-person payments and to track spending through monthly statements detailing card use. Best of all, your finances and personal data are protected by cutting-edge chip technology and other anti-fraud services.

  • Accepted at millions of locations worldwide
  • Access thousands of surcharge-free partner ATMs1
  • No interest payments on debit card purchases
  • Personal identification numbers (PINs) offer privacy protection and curtail unauthorized card use
  • Mastercard® Zero Liability Protection guarantees that you won't be held responsible for unauthorized charges made if your debit card is lost, stolen or fraudulently used
  • Link your First American Bank Mastercard debit card to Mobile Wallets for faster store checkouts
  • Now with Mastercard Click to Pay2, you can pay faster and smarter online — no more passwords to remember or accounts to create.

Chip Technology

The First American Bank Mastercard debit cards have embedded microchips that help fight fraud. This technology has proven to be effective worldwide in preventing unauthorized persons from gaining access to cardholders' financial data. And finally, chip cards are easy to use.

  • At retailers with chip-enabled terminals, insert your card and follow the prompts on the terminal
  • At retailers without chip terminals, swipe your card and proceed as you normally would
  • If you're shopping over the phone or online, provide your card information the way you always have when you’re ready to make a purchase

Smart, simple, secure. It all checks out. Backed by First American Bank and Mastercard, and built upon global payment industry standards, Click to Pay is the new password-free checkout option that lets you check out faster with all participating merchants by storing your payment information in one place.

  • Bypass passwords: Password-free checkout takes the hassle out of paying online.
  • Smart security: Intelligent security helps recognize you at checkout.
  • Stay in control: Payment information stored securely in one place – so it’s there when you need it.
Learn more at
First American Bank is a full-service bank with locations in Illinois, Wisconsin and Florida.

1Look for the Allpoint and Presto! logos to ensure your transaction will be surcharge-free.
2The Click to Pay icon is a trademark owned by and used with permission of EMVCo, LLC. Mastercard is a registered trademark, and the circles design is a trademark, of Mastercard International Incorporated. © 2020 Mastercard. All rights reserved.

Your new debit card will arrive in 7-10 business days.
You may lock or report your debit card lost through Online and Mobile Banking, call us at (847) 952-3700 or stop into a branch. We will need to verify your identity so that we can provide you the correct information.
You may change your PIN at anytime by calling our Debit Card Activation line at (800) 290-7893. Outside the U.S. call (206) 624-7998.
Yes, First American Bank debit cards may be used internationally. For security purposes, always use chip and PIN while traveling. Additionally, please review our Schedule of Fees for Consumer Accounts.
Debit cards are reissued the month prior to its expiration date.

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