Limited Time Only
Special Rate of 1.55% APY1

Saving doesn’t have to be stressful. Simply kick back to kick-start your savings with our Money Market Special. Visit a branch to open your new account!

Get Started

Saving for something special? Now you can get there faster.

A First American Optimal Money Market Account pays a higher interest rate than most savings accounts and doesn't tie up your money like some other investments.

  • Rates are higher than regular checking or savings accounts
  • Six transfers or withdrawals permitted every statement cycle
  • Unlimited in-person withdrawals
  • Free Online and Mobile Banking
  • Free Mastercard® debit card
  • Access to 55,000 surcharge-free partner ATMs.* Find an ATM near you

*Available to all Mastercard® debit card users with the exception of Health Savings Account customers. Look for the Allpoint and Presto! logos to ensure your transaction will be surcharge-free.

Please view disclosure or speak to a banker for complete details.

Limited to new Optimal Money Market accounts opened at any First American Bank location between 1/2/20-3/2/20 with a minimum $15,000 deposit. Opening deposit restricted to funds not currently on deposit at First American Bank. Limited to individual, joint, and trust accounts only. Legal entity and public funds accounts are not eligible. Must maintain $5,000 average daily balance during statement period to avoid monthly fee of $14.95. If account is closed prior to 6 months, an Account Closing Fee will apply. See Schedule of Fees for Consumer Accounts. 1The promotional Annual Percentage Yield (APY) of 1.55% APY is guaranteed through 3/2/21 and may be reduced by fees incurred, if any. After the promotional period, the account will earn the standard rates for an Optimal Money Market account. Standard rates may change at any time. 

Frequently Asked Questions

The routing number for First American Bank is 071922777.
Visit our branch locations page to find location near you and to see the hours of operation.
Opening your new account is easy. You can open your account online or visit any of our branch locations.
Your account number can be found on your monthly account statement.
Please visit any of our branches closest to you to change the name on your account.

View all FAQs