Branches & ATM Locations
Convenient access

Find a First American Bank branch or surcharge-free partner ATMs wherever you travel.

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Watch your money grow while you save.

A First American Bank Optimal Money Market Account pays a higher interest rate than traditional savings accounts and doesn't tie up your money like some other investments.

Money Market Icon

Money Market Special

Earn 4.35% interest rate (3.27% blended APY) on balances of $25,000 or more for 6 months!

Take advantage of these additional benefits of your Optimal Money Market account.

Competitive Interest Rates

Our interest rates are compounded daily to give you the best possible returns.

Secure, Easy Digital Banking Tools

Check your balance, make deposits and manage your account anytime with First American Bank’s online and mobile banking. Download the mobile banking app.

FDIC Insurance

FDIC insurance covers this account and other First American Bank deposit products.


*Look for the Allpoint and Presto! logos to ensure your transaction will be surcharge-free.

Please view disclosure or speak to a banker for complete details.

The routing number for First American Bank is 071922777.

The routing number for Health and Benefits Accounts (HSA, FSA, HRA, QTA) is 067015928.
Visit our branch locations page to find location near you and to see the hours of operation.
Opening your new account is easy. You can open your account online or visit any of our branch locations.
Your account number can be found on your monthly account statement.
Please visit any of our branches closest to you to change the name on your account.

View all FAQs