Money Market Accounts
Pump up your earning power with this high-yield savings account
Branches & ATM Locations
Convenient access
Find a First American Bank branch or surcharge-free partner ATMs wherever you travel.
Find UsWatch your money grow while you save.
A First American Bank Optimal Money Market Account pays a higher interest rate than traditional savings accounts and doesn't tie up your money like some other investments.
- Interest rates are higher than regular checking or savings accounts
- Six transfers or withdrawals permitted every statement cycle
- Unlimited in-person withdrawals
- Free Online and Mobile Banking
- Free Mastercard® debit card
- Access to 55,000 surcharge-free partner ATMs.* Find an ATM near you.
Money Market Special
Earn 4.00% interest rate (2.86% blended APY) on balances of $25,000 or more for 6 months!
Take advantage of these additional benefits of your Optimal Money Market account.
Competitive Interest Rates
Our interest rates are compounded daily to give you the best possible returns.
Secure, Easy Digital Banking Tools
Check your balance, make deposits and manage your account anytime with First American Bank’s online and mobile banking. Download the mobile banking app.
Disclosures
*Look for the Allpoint and Presto! logos to ensure your transaction will be surcharge-free.
Please view disclosure or speak to a banker for complete details.
Get Started
The routing number for First American Bank is 071922777.
The routing number for Health and Benefits Accounts (HSA, FSA, HRA, QTA) is 067015928.
The routing number for Health and Benefits Accounts (HSA, FSA, HRA, QTA) is 067015928.
Visit our branch locations page to find location near you and to see the hours of operation.
Opening your new account is easy. You can open your account online or visit any of our branch locations.
Your account number can be found on your monthly account statement.
Please visit any of our branches closest to you to change the name on your account.
