Important Information
Open Your Account Quicker

A new federal rule streamlines the process and saves you time.

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Our flexible approach means lower fees for businesses of all sizes

As a business executive, you want to hold the line on expenses and maximize efficiency. First American Bank can do just that by offering two great business checking accounts. Both accounts offer our complete suite of treasury management services including electronic banking tools and other business services to keep your operations running smoothly.

Increase efficiency, minimize debt and optimize interest-earning potential with our Sweep Accounts. Improve liquidity by utilizing our Line of Credit Sweep and Zero Balance Accounts as well as increase earnings by investing excess account balances in our Mutual Fund Sweep Account.

Protect your business from the unexpected with our Business Reserve Line of Credit. This unsecured line of credit is linked directly to your First American Bank business checking account and funds are automatically advanced (up to your available credit limit) whenever you need them.

Business Checking Account Options

Product Benefits
eSpirit Checking
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Ideal for businesses with lower transaction volumes and who maintain a lower balance
Commercial Checking
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An analyzed account that offers an earnings credit to offset fees
Mutual Fund Sweep Account
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An overnight investment that allows you to earn interest on your excess balances
Line of Credit Sweep
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Automatically advances from your line to cover account shortfalls or use excess account balances to make loan payments
Zero Balance Account
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Helps your manage your overall cash position by setting target balance

Frequently Asked Questions

Please visit any of our branch locations or contact our Business Experts to discuss your business financial needs. A few additional documents will be needed to open the account.
Please contact our Treasury Management department at (847) 952-3701 to discuss Ca$hTrac for businesses.
Please visit our U.S. Banking for Foreign Corporation page for more information or contact a Business Expert.

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