Mortgages
There's more than one way to finance a home
$500 Off Closing Costs
For a new home purchase or refinance when you sign up for automatic loan payments and eStatements. Offer ends May 30, 2025.1
Choose a home loan that fits your budget and lifestyle
The traditional fixed-rate mortgage is still a good bet for many families. But consumers now have a lot more options. First American Bank offers loans with shorter terms, lower initial interest rates, and specific benefits for first-time homebuyers in need of FHA loans or military service members and veterans.Find a Mortgage Loan Officer
Mortgage Options
- Predictable payments make monthly budgeting a breeze
- Low closing costs
- Lower initial interest rates keep a lid on monthly payments
- Low closing costs
- Borrow beyond the conventional limit of $802,650
- 15- and 30-year options available*
- Low down payment options
- Flexible credit guidelines
- Little to no down payment required
- No bank origination fees
To show our gratitude and give back to those who serve our community, First American Bank is proud to offer our Home Loans for Heroes program. If you’re looking to purchase a home, eligible heroes will receive a credit to use toward closing costs.
Disclosures
Subject to credit approval. Standard rates apply. Title fees, as part of the closing costs, will vary by county. Please see a banker for details.
1Special Offer: $500 off your closing costs valid on first mortgage applications (including prequalifications) received between 3/14/25-5/30/25. Loan must close by 8/31/25. Only available on 1-4 family home. Only applies to Conventional, Jumbo, FHA, USDA, or VA loans. Not available for collateral properties located in Texas, New York, Alaska, or Hawaii. Prior to closing you must set up an Automatic Funds Transfer (AFT) or Automatic Clearing House (ACH) to make the monthly payment on your loan, and within the first statement cycle you must elect electronic statements (requirement only applies to Conventional and Jumbo loans). Closing costs include only those fees and charges required by First American Bank as a condition of obtaining a loan. Title fees, as part of the closing costs, will vary by county. May not be combined with other promotions. Please see a banker for details.
*For additional product terms and conditions, please click here.
The routing number for Health and Benefits Accounts (HSA, FSA, HRA, QTA) is 067015928.
