Limited Time Only

$500 Off Closing Costs

For a new home purchase or refinance when you sign up for automatic loan payments and eStatements. Offer ends May 30, 2025.1 

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Choose a home loan that fits your budget and lifestyle

The traditional fixed-rate mortgage is still a good bet for many families. But consumers now have a lot more options. First American Bank offers loans with shorter terms, lower initial interest rates, and specific benefits for first-time homebuyers in need of FHA loans or military service members and veterans.

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Subject to credit approval. Standard rates apply. Title fees, as part of the closing costs, will vary by county. Please see a banker for details.

1Special Offer: $500 off your closing costs valid on first mortgage applications (including prequalifications) received between 3/14/25-5/30/25. Loan must close by 8/31/25. Only available on 1-4 family home. Only applies to Conventional, Jumbo, FHA, USDA, or VA loans. Not available for collateral properties located in Texas, New York, Alaska, or Hawaii. Prior to closing you must set up an Automatic Funds Transfer (AFT) or Automatic Clearing House (ACH) to make the monthly payment on your loan, and within the first statement cycle you must elect electronic statements (requirement only applies to Conventional and Jumbo loans). Closing costs include only those fees and charges required by First American Bank as a condition of obtaining a loan. Title fees, as part of the closing costs, will vary by county. May not be combined with other promotions. Please see a banker for details.



*For additional product terms and conditions, please click here.

 

The routing number for First American Bank is 071922777.

The routing number for Health and Benefits Accounts (HSA, FSA, HRA, QTA) is 067015928.
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