Fixed-Rate Mortgage Loans
A solid foundation for your next home
For a new home purchase or refinance when you sign up for automatic loan payments and eStatements. Offer ends May 30, 2025.1
Predictable payments make monthly budgeting a breeze
If you're buying a home in Illinois, Wisconsin, Florida or elsewhere and plan to live in it long term, traditional fixed-rate mortgages provide exceptional value. At First American Bank, we offer 15-year, 20-year and 30-year fixed-rate home loan options. Each comes with the security that your monthly payment of principal and interest won't change for as long as you have your loan.- Competitive interest rates
- Low closing costs
- Interest charges may be deductible (Consult your tax advisor)
- Schedule automatic payments with Online and Mobile Banking
- Mortgage refinancing options available
- Find a First American Bank mortgage loan officer to get customized lending advice
Disclosures
Subject to credit approval. Standard rates apply. For additional product terms and conditions, please click here.
1Special Offer: $500 off your closing costs valid on first mortgage applications (including prequalifications) received between 3/14/25-5/30/25. Loan must close by 8/31/25. Only available on 1-4 family home. Only applies to Conventional, Jumbo, FHA, USDA, or VA loans. Not available for collateral properties located in Texas, New York, Alaska, or Hawaii. Prior to closing you must set up an Automatic Funds Transfer (AFT) or Automatic Clearing House (ACH) to make the monthly payment on your loan, and within the first statement cycle you must elect electronic statements (requirement only applies to Conventional and Jumbo loans). Closing costs include only those fees and charges required by First American Bank as a condition of obtaining a loan. Title fees, as part of the closing costs, will vary by county. May not be combined with other promotions. Please see a banker for details.
