Working Capital Loan
Fast access to cash

Take advantage of opportunities, cover a cash-flow shortage, stock up on inventory and more.

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Cover expenses or stock up on inventory with a flexible credit line

In business, sometimes you need cash but have no time to apply for a new loan. A First American Bank Working Capital Line of Credit provides fast access to funds so you can take advantage of opportunities or cover a cash-flow shortage. Though you can access the credit line time and again, you only pay interest on the outstanding balance. A Working Capital Line of Credit can be used to:
  • Cover expenses when funds are low and collections are still outstanding
  • Finance seasonal inventory if your cash flow fluctuates widely from season to season
  • Reduce costs through vendor discounts; your business can purchase supplies in larger quantities, taking advantage of lower costs and special deals
  • Meet any other cash-flow needs you have