SBA Working Capital Programs
Working capital solutions customized to your business’ needs
What can you do with up to $5 million? Pursue pretty much any business priority
The Small Business Administration (SBA) CAPLine Program is designed to help businesses manage their cash cycle and support growth by meeting their short-term and cyclical working capital needs.
The CAPLine Program can support facilities up to $5 million to fund a combination of business transactions.
SBA CAPLines can be structured to support seasonal working capital needs.
- Support larger contracts, financing up to 100% of direct costs
- Support growth through access to working capital
- Support accounts receivables, allowing you to be competitive in offering payment terms to your business customers
- The program can be administered on an asset base or can be used to finance individual purchase orders or invoices
- Proceeds can be used for financing for suppliers, inventory, WIP, or production of export goods or services.
Similar to SBA’s Export Working Capital Program (EWCP), SBA CAPLine loans have a quick processing time. Because we understand one SBA product doesn’t work for every business, First American Bank is one of the few active lenders under this program nationally.
SBAExpress loans are also an option for a flexible way to meet your business’ short-term needs.
The SBA’s Working Capital Pilot Program (WCP) offers your company a flexible way to manage your working capital needs. Whether it’s transactional-based or asset-based, we provide financing solutions based upon single or multiple transactions, or revolving lines of credit supported by foreign or domestic accounts receivable, and inventory.
Read some of our Success Stories.
