Digital Banking
Faster banking at your fingertips

Check balances, transfer funds and generally manage your money 24/7 with Online and Mobile Banking.

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Your money grows faster as your balance gets bigger

First American Bank's Optimal Checking combines the best features of a checking and savings account. Money management is simple with free access to Online and Mobile Banking, while our tiered interest rate structure pays a premium return on your balance.

  • Tiered interest rates pay higher returns on larger balances
  • Free Mastercard® debit card
  • Access to 55,000 surcharge-free partner ATMs.1 Find an ATM near you.
  • Free Online and Mobile Banking
  • Free eStatements
  • Free check images online
  • Unlimited check writing and free checks2
  • One overdraft fee reversal per year3
  • Overdraft protection options available
First American Bank is a full-service bank with locations in Illinois, Wisconsin and Florida.

1Look for the Allpoint and Presto! logos to ensure your transaction will be surcharge-free.

2Specialty Blue style, one box per order, customer pays tax and delivery.
3Customer must notify the bank within 30 days of overdraft. No guarantee that overdraft item will be honored or paid.

Please view disclosure or speak to a banker for complete details.

You can order checks within Online Banking. Log in to Online Banking, select the account you'd like to order checks for and click on 'Reorder Checks'. Or you can visit any of our branch locations to order checks.
Your new debit card will arrive in 7-10 business days.
The routing number for First American Bank is 071922777.

The routing number for Health and Benefits Accounts (HSA, FSA, HRA, QTA) is 067015928.
You may lock or report your debit card lost through Online and Mobile Banking, call us at (847) 952-3700 or stop into a branch. We will need to verify your identity so that we can provide you the correct information.
Visit our branch locations page to find location near you and to see the hours of operation.

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