Your money grows faster as your balance gets bigger
First American Bank's Optimal Checking combines the best features of a checking and savings account. Money management is simple with free access to Online and Mobile Banking, while our tiered interest rate structure pays a premium return on your balance.
- Tiered interest rates pay higher returns on larger balances
- Free Mastercard® debit card
- Access to 55,000 surcharge-free partner ATMs.1 Find an ATM near you.
- Free Online and Mobile Banking
- Free eStatements
- Free check images online
- Unlimited check writing and free checks2
- One overdraft fee reversal per year
- Overdraft protection options available
1Available to all Mastercard® debit card users with the exception of Health Savings Account customers. Look for the Allpoint and Presto! logos to ensure your transaction will be surcharge-free.
2 Specialty Blue style, one box per order, customer pays tax and delivery.
Please view disclosure or speak to a banker for complete details.