Digital Banking
Faster banking at your fingertips

Check balances, transfer funds and generally manage your money 24/7 with Online and Mobile Banking.

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Your money grows faster as your balance gets bigger

First American Bank's Optimal Checking combines the best features of a checking and savings account. Money management is simple with free access to Online and Mobile Banking, while our tiered interest rate structure pays a premium return on your balance.

  • Tiered interest rates pay higher returns on larger balances
  • Free Mastercard® debit card
  • Access to 55,000 surcharge-free partner ATMs.1 Find an ATM near you.
  • Free Online and Mobile Banking
  • Free eStatements
  • Free check images online
  • Unlimited check writing and free checks2
  • One overdraft fee reversal per year
  • Overdraft protection options available
Disclosures

1Available to all Mastercard® debit card users with the exception of Health Savings Account customers. Look for the Allpoint and Presto! logos to ensure your transaction will be surcharge-free.

2 Specialty Blue style, one box per order, customer pays tax and delivery.

Please view disclosure or speak to a banker for complete details.

Frequently Asked Questions

The routing number for First American Bank is 071922777.
Your new debit card will arrive in 7-10 business days after your new account is funded.
You can order checks within Online Banking. Log in to Online Banking and from the 'Account Summary' page, click on 'Order Checks' next to the account you'd like to order checks for. Or you can visit any of our branch locations to order checks.
If you inadvertently overdraw your checking account, First American Bank offers several easy-to-access, low-cost ways to protect your checking account against overdrafts. Visit Overdraft Protection page for more information.
Please call us at (847) 952-3700 or stop into a branch. We will need to verify your identity so that we can provide you the correct information.

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