Student Checking

This account is specially designed with young adults in mind. Whether you’re attending school close to home or far away, you need a checking account that’s simple and easy to access. With a First American Student Checking account we make it easy to help you make the most of your money so you can focus on school. You'll also get a $50 cash bonus just for opening the account!

Plus, First American Student Checking allows your parents to make deposits or transfers from an existing First American account to your account easily and without incurring any fees.

Account Features 

  • No monthly service fee until age 231
  • No minimum balance requirement ($50 minimum to open account)
  • Unlimited check writing
  • Free mobile banking
  • Free online banking and bill pay
  • Free eStatements
  • Free first order of checks
  • Free check images online
  • Free Bank-By-Phone
  • Free First American Bank MasterCard® debit card
  • Access to over 55,000 surcharge-free Allpoint and Presto! ATMs worldwide2
  • Overdraft protection options available

Apply Now  


1-Account subject to approval. Limit 1 per person. Monthly service fee of $7.95 is waived until age 23. $50 to open. $50 bonus cannot be used as opening deposit. Bonus will be paid at the end of the statement cycle when 10 deposits/withdrawals are made within the second statement cycle and will be reported to the IRS as interest income. If account is closed prior to 6 months, $50 will be charged against the account. Terms and conditions subject to change at any time. See banker for details.

2-Available to all MasterCard® debit card users with the exception of Fresh Start customers, Health Savings Account customers, and ATM-only card customers. Look for the Allpoint and Presto! logos to ensure your transaction will be surcharge-free. The Allpoint ATM may display a surcharge-fee screen. Accept the surcharge and proceed with your withdrawal. You will not be charged the surcharge-fee. 

Student Checking

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