Everyday Rewards Checking

With Everyday Rewards, you not only earn a high rate of interest, but you also get ATM fee refunds and a refund of the monthly fee. Open your account today and let First American reward you for your everyday banking needs! 

Rewards (when requirement is met)

  • 1.25% APY on balances up to $15,000
  • Up to $20 in ATM Fee Refunds per month*
  • 1.25% to 0.15% APY on balances over $15,000
         (Example: 0.97% APY will be paid on $20,000)
  • Monthly Fee will be refunded

 Other Features 

  • No minimum balance requirement
  • Free eStatements
  • $100 minimum opening deposit
  • Unlimited check writing
  • Free mobile and online banking
  • Free First American Bank MasterCard® debit card
  • Free online bill payments


Qualifying is easy! Simply perform 15 qualifying payments each monthly statement cycle.

If you miss a month, don't worry! You still earn our base rate of interest** and you can try again next month to earn the Rewards!

Call Us

Speak with an Account Representative today!

(847) 952-3700

Business hours:

8:00a.m. to 6:00p.m. Central Time
Monday through Friday
(excluding federal holidays)

8:00a.m. to 1:00p.m. Central Time Saturday

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7 days a week


A $4.95 monthly fee applies if requirement is not met. To receive the Rewards Annual Percentage Yield (APY), refund of the monthly fee and ATM fee refund the following must occur:

Perform 15 qualifying payments during the monthly statement cycle. Qualifying Payments include Checks, online Bill Payments, ACH Debits, outgoing Wire Transfers and payments made with your First American Bank issued MasterCard Debit card and must post and appear on your account statement.

As of 11/5/14, 1.25% APY applies to balances up to $15,000: 1.25% to 0.15% APY on balances over $15,000.00. Example: 0.97% APY will be paid on $20,000. 

**0.03% APY applies to all balances if monthly requirement is not met.

Rates may change after the account is opened. Fees may reduce earnings.

*ATM Fee Refund: We will refund up to $20.00 in fees you pay for the use of ATMs not owned by First American Bank during a month. This includes fees by the ATM owner and fees we charge you when you withdraw cash from an ATM we do not own. Fees charged for ATM balance inquiries, cash withdrawals outside the United States, including access fees and currency conversion fees charged by the ATM owner and our International Transaction Fee are excluded.  

First American Bank reserves the right to close any account. Limit one account per household, joint and living trust accounts only. Terms and conditions are subject to change.

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