Line of Credit

With its low cost and great flexibility, the Equity Line of Credit is our most popular home equity option:

  • Draw against your pre-approved credit limit on an "as needed" basis.
  • Simply write a check to access your line of credit.
  • As you pay back some or all of what you borrow, you can reuse the funds again and again.

Cost saver -Choose CLOUT, our unique cash management tool, which automatically links your home equity line of credit to your personal checking account and sweeps balances, minimizing your interest expense.

Flexibility -With a line of credit, you pay interest monthly on the money you borrow only when you use it. The variable annual percentage rate (APR) is based on the line limit. As with all credit lines, you determine the method of payback. You have the flexibility of paying interest only or interest plus any amount toward principal.


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Glossary of terms



Home Equity Line of Credit

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