Line of Credit

Money when you need it

A Home Equity Line of Credit from First American Bank allows you to borrow funds on an as-needed basis. Our low rates make it convenient and easy to finance major expenses such as remodeling your home, consolidating debt, purchasing an auto, paying for college and more!

First American Bank continues to have the best loan deals in town. And here’s why:

  • No application fees  
  • No closing costs*  
  • Conditional approval in 48 hours 
  • Low monthly payments 
  • Potential tax advantages

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*NO CLOSING COST OPTION: Not available for non-owner occupied residence. Third Party Fees and Charges ranging from $350 to $1,000 may be assessed at closing. If at the time of closing you set up an Automatic Funds Transfer (AFT) or Automatic Clearing House (ACH) to make the monthly payment on your HELOC, we will pay the fees and charges associated with closing on your HELOC, including, but not limited to, appraisal, title, flood and recording fees (Third Party Fees and Charges). If at any time during the term of your HELOC you fail to maintain the AFT or ACH, you agree to repay the Third Party Fees and Charges that we previously paid which will be added to the outstanding balance of your HELOC. If at the time of closing you do not set up an AFT or ACH to make the monthly payment on your HELOC, or if the loan is secured by a non-owner occupied residence, then you agree to pay the Third Party Fees and Charges at closing.

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